curl --request POST \
  --url https://api.example.com/transfers/bank \
  --header 'Content-Type: application/json' \
  --data '
{
  "recipientCountryCode": "NGA",
  "amount": 50000,
  "beneficiaryDetails": {
    "bankCode": "090483",
    "accountNumber": "2120894439",
    "accountName": "John Doe"
  },
  "reference": "your-transfer-reference",
  "note": "Test send"
}
'

import requests

url = "https://api.example.com/transfers/bank"

payload = {
    "recipientCountryCode": "NGA",
    "amount": 50000,
    "beneficiaryDetails": {
        "bankCode": "090483",
        "accountNumber": "2120894439",
        "accountName": "John Doe"
    },
    "reference": "your-transfer-reference",
    "note": "Test send"
}
headers = {"Content-Type": "application/json"}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'Content-Type': 'application/json'},
  body: JSON.stringify({
    recipientCountryCode: 'NGA',
    amount: 50000,
    beneficiaryDetails: {bankCode: '090483', accountNumber: '2120894439', accountName: 'John Doe'},
    reference: 'your-transfer-reference',
    note: 'Test send'
  })
};

fetch('https://api.example.com/transfers/bank', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.example.com/transfers/bank",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'recipientCountryCode' => 'NGA',
    'amount' => 50000,
    'beneficiaryDetails' => [
        'bankCode' => '090483',
        'accountNumber' => '2120894439',
        'accountName' => 'John Doe'
    ],
    'reference' => 'your-transfer-reference',
    'note' => 'Test send'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.example.com/transfers/bank"

	payload := strings.NewReader("{\n  \"recipientCountryCode\": \"NGA\",\n  \"amount\": 50000,\n  \"beneficiaryDetails\": {\n    \"bankCode\": \"090483\",\n    \"accountNumber\": \"2120894439\",\n    \"accountName\": \"John Doe\"\n  },\n  \"reference\": \"your-transfer-reference\",\n  \"note\": \"Test send\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.example.com/transfers/bank")
  .header("Content-Type", "application/json")
  .body("{\n  \"recipientCountryCode\": \"NGA\",\n  \"amount\": 50000,\n  \"beneficiaryDetails\": {\n    \"bankCode\": \"090483\",\n    \"accountNumber\": \"2120894439\",\n    \"accountName\": \"John Doe\"\n  },\n  \"reference\": \"your-transfer-reference\",\n  \"note\": \"Test send\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.example.com/transfers/bank")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n  \"recipientCountryCode\": \"NGA\",\n  \"amount\": 50000,\n  \"beneficiaryDetails\": {\n    \"bankCode\": \"090483\",\n    \"accountNumber\": \"2120894439\",\n    \"accountName\": \"John Doe\"\n  },\n  \"reference\": \"your-transfer-reference\",\n  \"note\": \"Test send\"\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "message": "Operation Successful",
  "data": {
    "merchant_reference": "your-transfer-reference",
    "reference": "TX-1773947599640-1453",
    "status": "pending",
    "currencyCode": "NGN",
    "amount": 50000
  },
  "meta": {
    "timestamp": "2026-03-15T20:07:33.000+01:00"
  }
}